Full Terms & Conditions: [here]
🎁 What is BREC239?
BREC239 is a promo code that gives eligible CardUp business users a reduced fee of 2.39% for qualifying recurring business payments (weekly, monthly, or quarterly).
👤 Who can use this promo?
You can use BREC239 if:
You have a CardUp Business account
You are setting up recurring business payments only
You pay with a Singapore-issued Visa or UnionPay credit card
Your payment is scheduled by 31 January 2027, 6pm SGT
Your payment due date is on or before 4 February 2027
🧾 How do I apply the promo code?
Click “Create Payment” and choose a ant domestic payment.
Add a new recipient or select one from the prepopulated list
Enter your payment amount on the “Amount” page
Enter REC235 in the “Promo or Referral Code” field
Proceed to the Review page to confirm your payment
Note: The fee summary table shows the standard fee based on your selected card type (2.9% for Singapore-issued cards or 3.3% for international-issued cards) and does not reflect promo discounts.
🔁 Can I use it more than once?
Yes, BREC239 can be
used multiple times for eligible recurring business payments as long as each payment meets the promo criteria.
promo is valid for weekly, monthly, or quarterly recurring schedules.
🚫 When won’t the promo apply?
This promo won’t apply for:
One-off payments
Personal payment categories
Payments set up after the promo period (31 January 2027, 6pm SGT)
Payments due after 4 February 2027
Mastercard, American Express, debit/prepaid, or foreign-issued cards
Foreign currency payments
Combined use with other promotions or discounts
Next-day payment fees
✍️ Do I need to enter the code?
Yes, BREC239 must be entered manually during payment setup for the discount to apply.
❓ What happens if I forget to enter the promo code?
The promo code must be entered during payment setup. Once a payment has been submitted, it cannot be applied retrospectively.
If needed, you may:
⚠️ What error message will I receive if the promo cannot be applied?
If your payment does not meet the eligibility criteria, you may see: "Sorry, you're not eligible to redeem this offer."
If this appears, please ensure:
You are using an eligible Singapore-issued Visa or UnionPay credit card
The payment is a recurring business payment
The payment is within the promo period
The promo code is entered correctly
All eligibility requirements are met
🔍 Will my payment be reviewed?
All payments are subject to review.
We may request supporting documents to verify payment details.
Providing accurate information helps avoid processing delays.
🎁 Can BREC239 be combined with other promotions?
No. BREC239 cannot be used together with any other promotion, discount, or offer.
💳 Will I still earn card rewards?
Card rewards eligibility depends on your card issuer's policies and terms.
Please refer to our Card Rewards FAQ for details on eligible cards and exclusions.
📌 Where can I learn more about card rewards eligibility?
Please refer to our Card Rewards FAQ for information on rewards eligibility and exclusions.