How can I earn rewards using CardUp?
When you use a Singapore-issued card on your CardUp account, you can earn rewards based on your card type. This includes:
Air Miles: Earn up to 1.6 miles per dollar spent.
Points or Cashback: Earn up to 3% on various credit cards.
Please note that this information may vary, and we recommend checking directly with your card issuer for the most accurate and up-to-date offers.
What types of cards are compatible with CardUp?
Air Miles Cards
Here are some popular air miles cards that work with CardUp:
American Express® Singapore Airlines KrisFlyer Credit Card
American Express® Singapore Airlines KrisFlyer Ascend Credit Card
American Express® Singapore Airlines PPS Club Credit Card
American Express® Singapore Airlines Solitaire PPS Club Credit Card
Bank of China Elite Miles World Mastercard
Citi PremierMiles Visa Card
Citi PremierMiles American Express Card
Citi PremierMiles Mastercard
Citi Prestige Card
Citi ULTIMA Card
DBS Altitude Visa Signature Card
DBS Altitude American Express Card
DBS Insignia Visa Infinite Card
DBS Treasures Black Elite American Express Card
DBS Vantage Card
OCBC Voyage Card
OCBC Voyage Premier / PPC / BOS Card
OCBC 90ºN Card
Standard Chartered Priority Banking Visa Infinite Credit Card
Standard Chartered Visa Infinite Credit Card
Standard Chartered Journey Credit Card
Standard Chartered Beyond Card
UOB PRVI Miles Mastercard
UOB PRVI Miles Visa Card
UOB PRVI Miles American Express Card
UOB Reserve Card
UOB Visa Infinite Metal Card
UOB Visa Signature Card
KrisFlyer UOB Credit Card
Cashback Cards
Here are some popular cashback cards that can be used with CardUp:
American Express® True Cashback Card
Bank of China Family Card
Citi Cash Back+ Card
Crypto.com Visa Cards (Across all tiers as CRO Rewards)
Maybank Platinum Visa Card
Standard Chartered Unlimited Cashback Credit Card
UOB Absolute Cashback Card
I don’t see my card listed above, does that mean it’s not eligible?
Not necessarily. Unfortunately, it is not feasible for us to list every eligible card. We strive to be as transparent as possible, but our list may not be exhaustive. If you do not see your card listed, we recommend checking with your card issuer for more specific information, as they can provide the most definitive response regarding your card's earnings potential.
Can I check my potential earnings?
Yes, you can use our rewards calculator to estimate how much your specific card will earn when making payments through CardUp. This tool allows you to input your card details and payment amounts to see potential rewards. However, the number you see is an estimate and may not reflect the most up-to-date information.
In addition to the calculator, you can explore detailed information about the most popular cashback and air miles cards that are frequently used on our platform. This will help you make informed decisions about which cards to use for maximising your rewards.
Important Notes
Ineligible Cards:
The following cards are not eligible for rewards via CardUp:All HSBC-issued credit cards (as of the 1st of July 2020)
Base earn rates of UOB One credit card (from the 1st of August 2022)
Trust Cashback card
Diner's club card
Online spend bonuses and 10X rewards on some cards - Learn More
MCC Code: If you need information about the MCC code for payments made through CardUp, please contact our customer experience team at [email protected].
Terms of Service: As per our Terms of Service Clause 14, CardUp does not issue Payment Cards or operate a rewards programme. You are responsible for understanding the rewards programme associated with your Payment Card. We include updates on changes to card issuer reward programmes in our promotional material. We rely on the information provided to us by card issuers and make reasonable efforts to keep all such promotional marketing accurate and up to date. However, we accept no liability or responsibility for the information provided by a payment card issuer, including if it is complete, correct, and up to date, and that we have understood it correctly and completely. Always refer back to your bank/issuer card rewards eligibility and terms & conditions for the latest updates on the earn rates.