Most Singapore-issued credit cards can earn their usual base rewards when used on CardUp. That means you may still earn air miles, points, or cashback while making payments through the platform.
What you can earn
Depending on your credit card, you may earn:
✈️ Air miles - up to 1.6 miles per dollar
💳 Cashback - up to 3% on selected cards
⭐ Reward points - based on your card’s standard earn rate
Note: Rewards are determined by your card issuer. Always check your card’s terms for the most up-to-date earn rates.
Popular cards used on CardUp
Important notes
This list is not exhaustive
Eligibility may change depending on issuer updates
✈️ Air Miles Credit Cards
American Express® Singapore Airlines KrisFlyer Credit Card
American Express® Singapore Airlines KrisFlyer Ascend Credit Card
American Express® Singapore Airlines PPS Club Credit Card
American Express® Singapore Airlines Solitaire PPS Club Credit Card
Bank of China Elite Miles World Mastercard
Citi PremierMiles Visa Card
Citi PremierMiles American Express Card
Citi PremierMiles Mastercard
Citi Prestige Card
Citi ULTIMA Card
DBS Altitude Visa Signature Card
DBS Insignia Visa Infinite Card
DBS Vantage Card
OCBC Voyage Card
OCBC Voyage Premier / PPC / BOS Card
OCBC 90ºN Card
Standard Chartered Priority Banking Visa Infinite Credit Card
Standard Chartered Visa Infinite Credit Card
Standard Chartered Journey Credit Card
Standard Chartered Beyond Card
UOB PRVI Miles Mastercard
UOB PRVI Miles Visa Card
UOB Reserve Card
UOB Visa Infinite Metal Card
UOB Visa Signature Card
KrisFlyer UOB Credit Card
💳 Cashback Credit Cards
American Express® True Cashback Card
Bank of China Family Card
Citi Cash Back+ Card
Crypto.com Visa Cards (Across all tiers as CRO Rewards)
Maybank Platinum Visa Card
Standard Chartered Unlimited Cashback Credit Card
UOB Absolute Cashback Card
Important exclusions
Some cards and earn types are not eligible for rewards on CardUp, including:
All HSBC credit cards (from 01-Jul-2020)
UOB One Card base earn rates (from 01-Aug-2022)
Bank of China Family Card (from 01-Jan-2025)
UOB PRVI Miles Amex (from 01-Apr-2026)
DBS Treasures Black Elite Amex (from 01-Apr-2026)
DBS Altitude American Express Card
Trust Cashback Card
Diners Club cards
Selected bonus categories (e.g. 10X / promotional rewards)
Not sure if your card is eligible?
You’re not alone as new cards are frequently launched and terms change.
Here’s what you can do:
Check with your card issuer for confirmation
Review commonly used cards listed above
Use our rewards calculator to estimate earnings
Or if you need information about our merchant code (MCC) for payments made through CardUp, please contact our customer experience team at [email protected]
Try our rewards calculator
Want to know how much you can earn? Use the CardUp rewards calculator to:
Estimate miles, points, or cashback
Compare different cards
Plan your payments more effectively
Note: Results are estimates and may vary based on issuer policies.
Important information
CardUp does not issue credit cards or operate a rewards programme
Rewards are fully determined by your card issuer
We rely on issuer-provided information and update regularly where possible
Always refer to your bank’s official terms for final confirmation
FAQs
My card isn’t listed. Is it eligible?
Not necessarily. We only list commonly used cards. If yours isn’t shown, check directly with your card issuer.
Will I always earn rewards on CardUp?
In most cases, you may earn base rewards depending on your card. However, exclusions and changes may apply.
Important Disclaimer (Terms of Service)
As per our Terms of Service Clause 14, CardUp does not issue Payment Cards or operate a rewards program. You are responsible for understanding the rewards program associated with your Payment Card.
We include updates on changes to card issuer reward programs in our promotional material. We rely on the information provided to us by card issuers and make reasonable efforts to keep all such promotional marketing accurate and up to date.
However, we accept no liability or responsibility for the information provided by a payment card issuer, including if it is complete, correct, and up to date, and that we have understood it correctly and completely.
Always refer back to your bank/issuer card rewards eligibility and terms & conditions for the latest updates on the earn rates.