Skip to main content

Will my international payment earn credit card rewards on CardUp?

Yes. All CardUp credit card transactions including international payments &  applicable processing fees are eligible to earn base credit card rewards, such as miles (up to 1.6 miles per dollar), cashback (up to 3% cashback), or points on most major cards.

CardUp allows you to earn rewards on international transfers that typically earn zero rewards through traditional banks or remittance platforms.

Do international payments qualify for foreign currency reward multipliers?

No. Your credit card is charged in Singapore Dollars (SGD) at the time of transaction.

Because CardUp processes your payment locally in SGD before converting and sending the funds overseas, your card issuer classifies the transaction as a local SGD payment. Therefore:

  • Payments earn your card's base/local earn rate.

  • Payments do not qualify for foreign currency bonus spend, overseas multipliers, or foreign transaction fees from your bank.

Calculate Your Rewards

Use our interactive calculators before sending to calculate your total cost or estimate your card miles and points:

Did this answer your question?