Full Terms & Conditions: [here]
🎁 What is BIZPAY235?
BIZPAY235 is a promo code that gives eligible CardUp business users a reduced fee of 2.35% for selected business payments, including:
Rent
Payroll
Property tax
Corporate tax
GST
👤 Who can use this promo?
You can use BIZPAY235 if:
You have a CardUp Business account
You are making eligible business payments (Rent, Payroll, Property Tax, Corporate Tax, GST)
You pay with a Singapore-issued Visa credit card or UnionPay card
Your payment is scheduled by 31 January 2027, 6pm SGT
Your payment due date is on or before 4 February 2027
🧾 How do I apply the promo code?
Click on "Schedule Payment" and select an eligible business payment category
Add a new recipient or select one from the prepopulated list
Enter your payment amount on the “Amount” page
Enter BIZPAY235 in the “Promo or Referral Code” field
Proceed to the Review page to confirm your payment
Note: The fee summary table shows the standard fee based on your selected card type (2.9% for Singapore-issued cards or 3.3% for international-issued cards) and does not reflect promo discounts.
🔁 Can I use it more than once?
Yes, BIZPAY235 can be used
multiple times for eligible business payments as long as each payment meets the promo criteria.
promo is valid for both one-off and recurring payments.
🚫 When won’t the promo apply?
This promo won’t apply for:
Payment categories outside Rent, Payroll, Property Tax, Corporate Tax, and GST
Payments set up after the promo period (31 January 2027, 6pm SGT)
Payments due after 4 February 2027
Mastercard, American Express credit cards, debit/prepaid cards, or foreign-issued cards
Foreign currency payments
Combined use with other promotions or discounts
Next-day payment fees
✍️ Do I need to enter the code?
Yes, BIZPAY235 must be entered manually during payment setup for the discount to apply.
❓ What happens if I forget to enter the promo code?
The promo code must be entered during payment setup. Once a payment has been submitted, it cannot be applied retrospectively.
If needed, you may:
⚠️ What error message will I receive if the promo cannot be applied?
If your payment does not meet the eligibility criteria, you may see:
"Sorry, you're not eligible to redeem this offer."
If this appears, please ensure:
You are using an eligible Singapore-issued Visa credit card or UnionPay card
The payment is within the eligible business categories
The payment is scheduled within the promo period
The promo code is entered correctly
All eligibility requirements are met
🎁 Can BIZPAY235 be combined with other promotions?
No. BIZPAY235 cannot be used together with any other promotion, discount, or offer.
💳 Will I still earn card rewards?
Card rewards eligibility depends on your card issuer's policies and terms.
Please refer to our Card Rewards FAQ for details on eligible cards and exclusions.
📌 Where can I learn more about card rewards eligibility?
Please refer to our Card Rewards FAQ for information on rewards eligibility and exclusions.
🔍 Will my payment be reviewed?
All payments are subject to review. We may request supporting documents to verify payment details. Providing accurate information helps avoid processing delays.