Full Terms & Conditions: [here]
🎁 What is GLOBE235?
GLOBE235 is a promo code that gives eligible CardUp users a reduced fee of 2.35% for qualifying international and domestic payments made in foreign currency.
👤 Who can use this promo?
You can use GLOBE235 if:
You have a CardUp Personal account
You are making payments in foreign currency (international or domestic)
You pay with a Singapore-issued Visa or UnionPay card
Your payment is scheduled by 31 January 2027, 6pm SGT
Your payment due date is on or before 4 February 2027
🧾 How do I apply the promo code?
Click “Create Payment” and select an eligible foreign currency payment
Add a new recipient or choose one from the prepopulated list
Enter your payment amount on the “Amount” page
Input GLOBE235 in the “Promo or Referral Code” field
Proceed to the Review page to confirm your payment
Note: The fee summary table shows the standard fee based on your selected card type (2.9% for Singapore-issued cards or 3.3% for international-issued cards) and does not reflect promo discounts.
🔁 Can I use it more than once?
Yes, GLOBE235 can be used multiple times for eligible foreign currency payments, as long as each payment meets the promo criteria.
🚫 When won’t the promo apply?
This promo won’t apply for:
Personal domestic payments in local currency
Business payment categories
Payments set up after the promo period (31 January 2027, 6pm SGT)
Payments due after 4 February 2027
Payments made with non-Visa cards, debit/prepaid cards, or credit cards issued outside Singapore
Combined use with other promotions or discounts
Next-day payment fees
✍️ Do I need to enter the code?
Yes, GLOBE235 must be entered manually during payment setup for the discount to apply.
❓ What happens if I forget to enter the promo code?
The promo code must be entered during payment setup. Once submitted, it cannot be applied afterwards
If needed, you may need to contact Support to cancel the payment and set it up again, as international payments lock in the exchange rate and cannot be edited once submitted.
⚠️ What error message will I receive if the promo cannot be applied?
If your payment does not meet the eligibility criteria, you may see:
"Sorry, you're not eligible to redeem this offer."
If this appears, please ensure:
You are using an eligible Singapore-issued Visa or UnionPay card
The payment is in foreign currency
The payment is scheduled within the promo period
The promo code is entered correctly
All eligibility requirements are met
🎁 Can GLOBE235 be combined with other promotions?
No. GLOBE235 cannot be used together with any other promotion, discount, or offer.
💳 Will I still earn card rewards?
Card rewards eligibility depends on your card issuer's policies and terms.
Please refer to our Card Rewards FAQ for details on eligible cards and exclusions.
📌 Where can I learn more about card rewards eligibility?
Please refer to our Card Rewards FAQ for information on rewards eligibility and exclusions.
🔍 Will my payment be reviewed?
All payments are subject to review. We may request supporting documents to verify payment details. Providing accurate information helps avoid processing delays.