Full Terms and Conditions: here
⚠️ Important notes
You must not overpay beyond your IRAS Notice of Assessment (NOA) or Statement of Account (SOA).
CardUp does not issue payment cards or operate rewards programmes.
Card rewards eligibility depends on your card issuer’s terms and conditions, and you should always refer to your bank for the latest updates.
Refer our FAQ for card rewards eligibility and exclusion
💳 What is the Recurring Income Tax promo code (225VTAXR)?
CardUp users with a Personal account are eligible to enjoy a 2.25% CardUp fee on recurring income tax payments when using promo code 225VTAXR, subject to the terms and conditions below.
🎯 Who is eligible for this promo?
You are eligible if
you have a Personal CardUp account,
are making recurring income tax payments,
use a Singapore-issued Visa or UnionPay credit card, and
the payment is for your own income tax (NRIC/FIN must match account details).
⏳ What is the promo validity period?
The promo is valid only if
payment is scheduled on or before 31 December 2026 before 6pm (SGT),
payment due date is on or before 25 March 2027,
payments are scheduled at least 3 business days before the due date, and
usage is within the redemption limit.
🔁 What is the redemption limit?
The promo allows up to two (2) redemptions per user.
🧾 How do I use the promo code?
Click "Create Payment" and select an personal income tax category
Select IRAS income tax from the prepopulated recipient list
Enter your payment amount on the “Amount” page
Enter 225VTAXR in the “Promo or Referral Code” field
Proceed to the Review page to confirm your payment
Note: The fee summary table shows the standard fee based on your selected card type (2.9% for Singapore-issued cards or 3.3% for international-issued cards) and does not reflect promo discounts.
💰 What does the promo apply to?
This promo applies only to
recurring income tax payments and
cannot be used for one-off income tax payments or any other payment categories.
🚫 What is NOT allowed under this promo?
This promo does not apply to
one-off income tax payments, non-tax payments,
business payment categories
Mastercard or American Express cards, debit or prepaid cards, non-Singapore issued cards,
payments scheduled after the promo period, payments with due dates beyond 25 March 2027,
foreign currency payments,
Next Day payment fees, or use with other promotions or discounts.
🔍 Payment rules & review
All payments may be subject to review and additional documents may be requested. You must provide accurate supporting information, and CardUp is not responsible for delays or fee refunds due to insufficient documentation.