Full Terms and Conditions: here
⚠️ Important notes
You must not overpay beyond your IRAS Notice of Assessment (NOA) or Statement of Account (SOA).
CardUp does not issue payment cards or manage rewards programmes.
Reward eligibility depends on your card issuer’s terms and conditions, and you should always refer to your bank for the latest updates.
💳 What is the One-off Income Tax promo code (235VTAXONE)?
CardUp users with a Personal account are eligible to enjoy a 2.35% CardUp fee on one-off personal income tax payments when using promo code 235VTAXONE, subject to the terms and conditions below.
💳 What is the One-off Income Tax promo code (235VTAXONE)?
CardUp users with a Personal account are eligible to enjoy a 2.35% CardUp fee on one-off personal income tax payments when using promo code 235VTAXONE, subject to the terms and conditions.
🎯 Who is eligible for this promo?
You are eligible if
you have a Personal CardUp account,
are making a one-off personal income tax payment,
use a Singapore-issued Visa or UnionPay credit card, and
the payment is for your own income tax (NRIC/FIN must match account details).
⏳ What is the promo validity period?
The promo is valid only if payment is
scheduled on or before 31 December 2026 before 6pm (SGT),
payment due date is on or before 6 January 2027, and
payment is scheduled at least 3 business days before the due date.
🧾 How do I use the promo code?
Click "Create Payment" and select personal income tax category
Select IRAS income tax from one of the prepopulated recipient
Enter your payment amount on the “Amount” page
Enter 235VTAXONE in the “Promo or Referral Code” field
Proceed to the Review page to confirm your payment
Note: The fee summary table shows the standard fee based on your selected card type (2.9% for Singapore-issued cards or 3.3% for international-issued cards) and does not reflect promo discounts.
💰 What does the promo apply to?
The promo applies to
one-off personal income tax payments only and
is limited to one redemption per user.
🚫 What is NOT allowed under this promo?
This promo does not apply to
recurring income tax payments,
non-income tax payments (personal or business),
payments scheduled after the promo period, payments with due dates beyond 6 January 2027,
Mastercard or American Express cards, debit or prepaid cards, non-Singapore issued cards, foreign currency payments,
Next Day payment fees, or combined use with other promotions or discounts.
🔍 Payment rules & review
All payments may be subject to review and additional documents may be requested. You must provide accurate supporting information, and delays or refunds may occur if documentation is insufficient.