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When will my card be charged and my payment be delivered to my recipient?

Updated today

Standard Payments

All standard payments are processed within 3 business days, excluding the charge date. Payments are typically settled in the late afternoon (5-8 PM) on the scheduled due date, once funds are received from our partners.

To ensure earlier disbursement, we recommend scheduling the due date one business day in advance, if feasible. Payments are processed only on business days, excluding weekends and public holidays.

Next Business Day Payments

For urgent payments, you can select Next Business Day service, which delivers funds on the following business day.

The cut-off time is 6 PM on the previous business day; payments scheduled after this will be processed the next business day.

This service carries an additional 0.3% fee, on top of the standard 2.6% CardUp fee. Promo codes do not apply to the Next Day fee but remain applicable to the standard fee.

Scheduling Payments

Standard (Future) Payment:

  • Earliest Payment Due date: 3 business days from scheduling

  • Payment Charge date: 3 business days before the Payment Due date

  • Details are displayed when setting up the payment. Once scheduled, the due date cannot be changed

Next Business Day Payment:

  • Designed for time-sensitive payments

  • Delivered the next business day

  • Cut-off time: 6 PM on the prior business day

  • Additional 0.3% fee applies, in addition to the standard 2.6% CardUp fee

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