Summary
How does CardUp charge the fee?
Standard pricing for personal users
Standard pricing for business users
Express pricing
Why does CardUp charge a fee?
Where can we see the fee amount?
How does CardUp charge fees?
CardUp charges a processing fee per transaction or payment ID created, depending on your card type and origin.
Standard Pricing for Personal Users
Payment Method | CardUp Fee | Notes |
Singapore-issued Credit Cards (Visa/Mastercard/China UnionPay/American Express) | 2.6% per transaction | Minimum S$3.40 for payments ≤ S$130; promotional rates may apply |
International Credit Cards (Visa/Mastercard/American Express) | 3.3% per transaction | Promo codes cannot be used; minimum S$3.40 for payments ≤ S$130 |
Bank Transfer via FAST | 0% | Only supported for international payments |
Standard Pricing for Business Users
Payment Method | CardUp Fee | Notes |
Commercial Visa/Mastercard (Singapore-issued) | Customizable, as low as 0.9% | Contact [email protected] for details |
Singapore-issued Credit Cards | 2.6% per transaction | Minimum S$3.40 for payments ≤ S$130; promotional rates may apply |
International Credit Cards | 3.3% per transaction | Promo codes cannot be used; minimum S$3.40 for payments ≤ S$130 |
Bank Transfer via FAST | 0% | Only supported for international payments |
Express / Next Day Payments
For faster payments, CardUp offers Next Day processing.
Transaction Type | Processing Time | Additional Fee | Deadline |
Normal | 3 business days | Standard CardUp fee | N/A |
Next Day | Next business day | +0.3% on top of standard CardUp fee or promo codes | Payments must be set up before 6 PM |
Why does CardUp charge a fee?
Fees cover the processing costs charged by card issuing banks and network providers and help ensure our platform remains secure and reliable for all users.
Where can we see the fee amount?
The fee summary is displayed during the payment setup process on the “Tell us more about your payment” page before you confirm your transaction.