Summary
How does CardUp charge the fee?
Standard pricing for personal users
Standard pricing for business users
Express pricing
Why does CardUp charge a fee?
Where can we see the fee amount?
💳 How does CardUp charge fees?
CardUp charges a processing fee per transaction (or per Payment ID created), depending on:
Payment method
Card type
User type (personal or business)
👤 Standard Pricing - Personal Users
Payment Method | CardUp Fee | Description |
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🏢 Standard Pricing — Business Users
Payment Method | CardUp Fee | Description |
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Express / Next Day Payments
🚀 Payment | ⏱ Processing Time | 💰 Additional Fee | 🕒 Cut-off |
Standard | 3 business days | Standard CardUp fee | Submit before 6 PM |
Next Day | Next business day | +0.3% (or promo code adjustment) | Submit before 6 PM |
❓ Why does CardUp charge a fee?
Fees help cover:
💳 Card network and issuing bank charges
🔐 Secure payment processing infrastructure
⚙️ Platform security and reliability
👀 Where can I see the fee before paying?
The fee summary is displayed during the payment setup process on the “Tell us more about your payment” page before you confirm your payment set up. If promo is applied, the fee reduction will only be shown on the "Review" page section.