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What types of payments are supported on an American Express / AMEX credit card?

Updated over 3 weeks ago

CardUp is required to comply with specific regulations set by American Express. As a result, the use of AMEX cards on CardUp is subject to strict eligibility requirements based on account type, card type, and payment type.

This guide explains what is supported and not supported when using an AMEX card on CardUp.

Supported

Not Supported

  • American Express issued personal/individual AMEX cards can be used for the following personal payments only:

    • Rent

    • Income tax, property tax & stamp duty

    • Education

    • Condo maintenance fees (MCST / developer)

    • Insurance premiums

    • Season parking

    • Property agent fees
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  • Note:

    • AMEX cards not issued by American Express (e.g. UOB/DBS AMEX) can still be used for all personal payments. However, effective 1 April 2026, no rewards will be earned.

  • All American Express cards are not supported for any business payments
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  • Personal AMEX card are not supported for these personal payment categories:-

    • Mortgage

    • Helper Salary

    • Car Loans

    • Car Leasing

    • Electricity

    • Renovation

    • International Payments

    • Miscellaneous

Additional Information

Why are some AMEX cards and payment types are not supported?

CardUp must adhere to compliance and risk management requirements established by American Express. These guidelines help ensure the security, legality, and appropriate use of AMEX cards on our platform.

Why are some AMEX cards and payment types not supported?

CardUp is required to adhere to specific compliance regulations established by American Express. These guidelines help ensure the security and legality of transactions conducted on our platform.
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What should I do if my AMEX card or payment type is not supported?

If your AMEX card or the payment type you wish to make is not supported, we recommend considering an alternative payment method available on CardUp. We offer a variety of other card and payment options to better accommodate your needs.

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