Miscellaneous Payments allow you to pay selected business-related goods or services using your credit card, even if the merchant does not accept cards directly. All Miscellaneous Payments are reviewed on a case-by-case basis and are subject to approval.
Supported Payment Types | Not Supported Payment Types |
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How to Set Up a Supported Payment under Miscellaneous
Follow these steps to create a Miscellaneous Payment:
Click on “Create Payment.”
Add recipient details including business name and bank account information.
Enter the payment amount.
On the amount page, select the Purpose of Payment from the dropdown:
Supported Purpose of Payment Options:
Bridal / Wedding Services
Car Down Payment
Family Consultation & Therapy Services
Funeral Services
Law Firms or Legal Services
Medical Services
Membership Clubs
Private Bus / Coach Services
Property Down Payment
Storage Services
Utilities (Telephone, Water, Gas bills)
Video & Photography Services
Other – If selected, provide a short description (up to 40 characters).
Tip: Choose the purpose that matches your invoice. Incorrect selections may delay or reject your payment.
What documents do I need to submit?
Official invoice from the recipient must includes:
Recipient’s business bank account details
Business name
UEN (Unique Entity Number)
Amount payable
Description of goods or services
**Note:
If bank details are missing on the invoice, you may upload a separate supporting documentation during payment set up (example: bank statement)
Incomplete or unclear documents may result in rejection or delays.
Are there special requirements for Car and Property Down Payments?
Yes. Additional requirements apply to Car Down Payments and Property Down Payments. You must:
Pre-fund your credit card before submitting the payment
Upload
Proof of loan agreement or invoice which must include must refund policy.
A copy of your bank statement showing that your credit card has been pre-funded
These payments are subject to stricter review and approval.
Can I use CardUp to make road tax payment to LTA-related payments such as road tax?
Yes, LTA-related payments (e.g. road tax) can be supported under the Miscellaneous Payments category. Please select “Others” as the purpose of payment when setting up the transaction.
You can arrange these payments in one of the following ways:
Via GIRO (direct bank deduction)
Enrol for GIRO directly with LTA first
Use CardUp to fund the bank account linked to your GIRO arrangement
Upload supporting documents:
LTA payment receipt
Bank statement showing GIRO deduction to LTA
Via pre-paid method
Make payment directly to LTA
Create a payment on CardUp
Add your own bank account as the payee
Upload supporting documents:
LTA payment receipt
Bank statement showing upfront payment made to LTA
Can I pay an individual or personal bank account?
No. All Miscellaneous Payments must be made to a business or company bank account only. Payments to individual or personal bank accounts are not supported.
Exception: Payments to personal bank accounts are only allowed for specific approved use cases (e.g. LTA reimbursement as described above).
Will my payment be approved automatically?
Miscellaneous payments may require:
Additional due diligence checks
OTP verification
Document review
Note: Approval is not guaranteed and depends on document completeness and payment type.
What if I’m unsure whether my payment qualifies?
If you’re unsure:
Contact our support team via email: [email protected]
Tell us what you’re paying for
Attach an official invoice or relevant documents