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What Miscellaneous Payments can I pay with CardUp?

Updated over 2 weeks ago

Miscellaneous Payments allow you to pay selected business-related goods or services using your credit card, even if the merchant does not accept cards directly. All Miscellaneous Payments are reviewed on a case-by-case basis and are subject to approval.

Supported Payment Types

Not Supported Payment Types

  • Bridal / Wedding Services

  • Car Down Payment

  • Property Down Payment

  • Family Consultation & Therapy Services

  • Funeral Services

  • Law Firms or Legal Services

  • Medical Services

  • Membership Clubs

  • Private Bus / Coach Services

  • Storage Services (warehouse, container storage)

  • Utilities (Telephone, Water, Gas bills)

  • Video & Photography Services

  • Other business-related services (subject to review)

  • Illegal or regulated products and services

  • Investment, fundraising, or crowdfunding activities

  • Personal or business loan repayments

  • Cash, wire transfers, or money services

  • Gambling, lotteries, or games with cash prizes

  • Adult or escort-related services

  • Donations or charitable contributions

  • Travel-related services (air tickets, hotels, travel agencies)

  • Cryptocurrency or virtual currency payments

  • Payments to yourself or personal bank accounts

  • Businesses with no legitimate operations

How to Set Up a Supported Payment under Miscellaneous



Follow these steps to create a Miscellaneous Payment:

  1. Click on “Create Payment.”

  2. Add recipient details including business name and bank account information.

  3. Enter the payment amount.

  4. On the amount page, select the Purpose of Payment from the dropdown:

    Supported Purpose of Payment Options:

    • Bridal / Wedding Services

    • Car Down Payment

    • Family Consultation & Therapy Services

    • Funeral Services

    • Law Firms or Legal Services

    • Medical Services

    • Membership Clubs

    • Private Bus / Coach Services

    • Property Down Payment

    • Storage Services

    • Utilities (Telephone, Water, Gas bills)

    • Video & Photography Services

    • Other – If selected, provide a short description (up to 40 characters).

Tip: Choose the purpose that matches your invoice. Incorrect selections may delay or reject your payment.

What documents do I need to submit?

Official invoice from the recipient must includes:

  • Recipient’s business bank account details

  • Business name

  • UEN (Unique Entity Number)

  • Amount payable

  • Description of goods or services

If bank details are missing on the invoice, upload separate supporting documentation.

**Note: Incomplete or unclear documents may result in rejection or delays.

Are there special requirements for Car and Property Down Payments?

Yes. Additional requirements apply to Car Down Payments and Property Down Payments. You must:

  • Pre-fund your credit card before submitting the payment

  • Upload:

    • Proof of loan agreement or invoice which must include must refund policy.

    • A copy of your bank statement showing that your credit card has been pre-funded

These payments are subject to stricter review and approval.

Can I pay an individual or personal bank account?

No. All Miscellaneous Payments must be made to a business or company bank account only. Payments to individual or personal bank accounts are not supported.

Will my payment be approved automatically?

Miscellaneous payments may require:

  • Additional due diligence checks

  • OTP verification

  • Document review

Approval is not guaranteed and depends on document completeness and payment type.

What if I’m unsure whether my payment qualifies?

If you’re unsure:

  • Contact our support team via email: [email protected]

  • Tell us what you’re paying for

  • Attach an official invoice or relevant documents

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